Up to 36% annual returns

Digital investments from anywhere, at anytime

Generate an alternate source of monthly income

Get EMIs credited directly to your bank account

Start investing as low as Rs. 5,000

Machine Learning based credit underwriting

No stock market volatility

Invest Now

Why Choose Paisa LendingP2P Investments?

High Returns
Delivered

Paisa Lending maintains transparent portfolio performance and has been able to provide an average of up to 36% p.a. returns through its P2P lending platform.

Reinvestment and Compounding Benefits

Paisa Lending investors get monthly income generated through P2P investments which can be reinvested instantly as per their preferences for a chosen tenure.

Diversified
Risks

Paisa Lending investors get to select from multiple risk grades, loan tenures and interest rates which are determined by proprietary risk assessment algorithm.

Auto-Invest
Feature

Paisa Lending investors can define their preferences with our auto-investment feature and their funds get deployed automatically when relevant loan requirements are listed on the marketplace.

Transparent and Trustworthy

Paisa Lending, RBI licensed NBFC, is backed by a team of industry experts. With a pedigree of the management team, we are ensuring that all our processes are fair and transparent.

No Market
Volatility

Paisa Lending P2P Investments are not subjected to stock market volatility.



 

Investment Eligibility

Individual

- An Indian Resident
- At least 18 years old
- Valid Government issued Identity Proof
- Valid Indian Bank Account

NRI

- At least 18 years old
- Valid Indian Passport
- Valid Indian Bank Account

Institutional

Only RBI listed Finance Companies or Companies formed under the Indian Companies Act are eligible to apply

 

How to Invest

1. Registration – Create an Account

Register online with Paisa Lending for P2P Investments.




2. Visit Marketplace and Review Listings

Login to your Paisa Lending account and visit the Marketplace to check multiple loan requirements listed with details like amount of loan required, tenure, interest rates, risk grade, funding status etc.

3. Start Your P2P Investment

Choose your preferred investment profile and commit funds digitally. You may start with investment amount as low as Rs. 5,000 and can fund maximum 20% of a particular loan requirement. You can invest across multiple loan requirements at the same time.

4. Legal Agreement

Paisa Lending conducts a physical verification of the loan applicant and ensures sign-off of a loan agreement which is a legally binding document enforceable in the court of law.

5. Transfer of Funds

Investors can transfer funds through NEFT and RTGS. Investors have the option to pre-fund their Nodal Escrow account to ensure fast and hassle-free disbursal to selected borrowers.

6. Get Monthly Income

Investors receive automated EMI repayments directly credited to their account which can either be reinvested or withdrawn from Paisa Lending wallet.

Invest Now
 

Fee

There is no fee for registration and Rs.500 is charged in case of assisted registration.
We charge a one-time loan processing fee of up to (1%) of the Total Loan Amount or Rs. 1500 (whichever is higher) and applicable taxes at the time of disbursal.
This fee is debited straight from the total loan amount or collected in cash/cheques.
*Government Taxes as applicable and all Rates & Fees are subject to changes.

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